Why Allowing Torture Is Unamerican
Not only is the above op-ed pretty well nailing it; but I'd also like to just say that the U.S. economy is heading into a recession and the real estate market has only just begun to experience the first of several waves of "adjustments" as they called the dot.com bubble bursting.
Expect that the price of a home will decline for the next 5 to 7 years and in about 10 years the next housing boom will start again:
and here's a great place to read a primer on why the subprime meltdown is important to you: where we're heading.
I'd never have begun reading about this stuff had it not been for the fact that my year in Americorps*VISTA has me working for a nonprofit microlender